San Jose – Car Driver v. State Farm

San Jose – Car Driver v. State Farm

Car Accident

Client was struck by a drunk driver while stopped in her vehicle at a red light. The drunk driver fled the scene but was later apprehended. It turned out that the drunk driver had stolen his aunt’s car. The drunk driver was an excluded driver under his aunt’s insurance policy with Geico. As a result, Geico denied the claim. Client had an uninsured / underinsured motorist policy with State Farm with limits of $250,000. This policy applied because of Geico’s denial of coverage. Client sustained serious injuries including a broken leg that required surgery. State Farm honored client’s uninsured motorist policy limits demand for $250,000. The claim settled without having to file a lawsuit or proceed to binding arbitration.